We strongly recommend
taking out pet insurance for all your pets. You will receive full reimbursement
minus your chosen excess/exclusions for the non-routine veterinary services
provided by us in your home as our charges are comparable to those of an average
veterinary practice in our core area of Brighton/Hove.
At the moment the vast competition on the
pet insurance market makes it very affordable to insure your pet with an
average monthly premium of £5-10 depending on the species, age and health of
your pet.
Vets2home cannot endorse or recommend any specific
companies, but we would like to assist with some useful advice on how to pick
the correct cover to suit your requirements when shopping around in the vast
pet insurance "jungle".
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Check
how long the insurance covers your pet- is it life long or stops after a
certain age?
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Does it
cover a specific condition- once diagnosed- lifelong or only the first year or
up to a certain amount (consider a life long diagnosis like diabetes,
hyperthyroidism, Cushing, skin diseases etc)?
-
Does
the insurance premiums rise significantly after a certain age -if so be
prepared for this!
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What
are the requirements for preventative treatment (like vaccinations, worming,
flea treatment etc) before a possible claim?
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Are the
claim procedures easy and straight forward?
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Make
sure you choose a company that only offer insurance to small animals/pets not
horses/live stock etc.
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Is the
renewal procedure automatic and simple with no hidden "catches"?
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Does
the prospect insurance company have a useful helpline/customer services for
claims etc?
If you have the above check list in mind,
we are sure you will find a suitable insurance to cover your pets when they
most need it and you least expect it! We know from experience in our field that
insured pets receive far better treatment and have far better options for
lifesaving procedures- without having to "settle" for less due to the cost
involved.
Most pet owners in the UK are
(fortunately) accustomed to the cost-free NHS service, which leaves them
oblivious to the actual cost of providing general health care- not to mention
the price of private health care standards- which in essence is what UK
Veterinary Practices provide to pets. (We have had many clients wanting to sign
themselves up immediately to us to receive the high quality of care we kindly
and readily offer to our furry patients!).
To save yourself from the unpleasant
surprise of the possible detrimental expenses connected with obtaining even
just the basic life saving treatment/surgery your pet needs in an emergency -
please spend a little time on the web and find a suitable pet insurance for
your special furry family member.
When you think of it- doesn't your pet deserve only
the best veterinary attention in case of an emergency- as well as before and
after- without having to add to the worries by having a limited budget!?
Good luck in finding your pet suitable private health
care insurance- isn't it better to have it and not need it- than the other way
around?